The Tracom Mobile Financial Services (MFS) suite is a highly robust suite comprising of integrated mobile wallet, mobile banking and internet banking solutions. Tailored to serve both the banked and unbanked populations, each of its channel components is modular and can be deployed as stand-alone depending on the client’s requirements.


  • Solution is tailored for both the banked and unbanked populations
  • Solution supports any access method
    • SMS
    • USSD
    • Application on smartphone or tablet
    • Internet
    • NFC
  • Fully featured “Mobile Wallet” with management of multiple accounts
  • One can use MFS even if he does not have a card or bank account
  • Accessible using any phone no matter its operating system
  • Improved application security (encryption)
  • Carrier Grade (fully redundant)
  • Unique customization for different market segments
  • Management of customers (loyalty) clubs
  • Optional e-payment services on the same platform


  • Deposit money in m-account
  • Money Transfer (Person-to-Person)-national and International
  • Remittances (of salaries and allowances)
  • Pre-paid top-up to cellular subscriber
  • Buying goods
  • Bill payments
  • Withdraw money from m-account
  • Account management
  • Alerts